Macmillan Holdings, LLC. Money Girl, QDnow, and Quick and Dirty Tips are trademarks of Macmillan Holdings, LLC. Get answers to questions about FDIC insurance regulations. Ben Sontag money The St Paul Pioneer Press reports that a holder of a 3.25% CD in Main Street Bank of Forest Lake MN, that failed, receieved a .88% CD by the purchaing bank. Dosn't the holder have a right to cash instead of a lesser coupon CD? http://moneygirl.quickanddirtytips.com/FDIC-insurance-regulations.aspx?commentid=19501#Comments http://moneygirl.quickanddirtytips.com/FDIC-insurance-regulations.aspx?commentid=19501#Comments Mon, 28 Sep 2009 20:19:15 GMT Sam money As I understand, it is better to put funds into different accounts, as described in FDIC Recognized Account Ownership Types, to benefit from maximum insurance cover. Sam from Buy to let mortgage. http://moneygirl.quickanddirtytips.com/FDIC-insurance-regulations.aspx?commentid=16575#Comments http://moneygirl.quickanddirtytips.com/FDIC-insurance-regulations.aspx?commentid=16575#Comments Sun, 19 Apr 2009 23:13:45 GMT Mon, 28 Sep 2009 20:19:15 GMT http://moneygirl.quickanddirtytips.com/FDIC-insurance-regulations.aspx feedback@quickanddirtytips.com (Managing Editor) feedback@quickanddirtytips.com (Webmaster) en-us