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    <copyright>Macmillan Holdings, LLC. Money Girl, QDnow, and Quick and Dirty Tips are trademarks of Macmillan Holdings, LLC.</copyright>
    <description>Getting approved for a loan at the best possible interest rate and terms.</description>
    <item>
      <author>Dan</author>
      <category>money</category>
      <description>About keeping your balances below half:

What if I have two cards with a $500, and $1,500 limits, and both have balances of $400 (totally $800). Is it ok because my total is $800/$2,000, or is it NOT ok because I've got that $400/$500?

Thanks</description>
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      <link>http://moneygirl.quickanddirtytips.com/get-your-credit-score.aspx?commentid=12986#Comments</link>
      <pubDate>Sat, 21 Jun 2008 14:56:42 GMT</pubDate>
      <title>Dan</title>
    </item>
    <item>
      <author>Adelina Herrarte</author>
      <category>money</category>
      <description>Excellent, concise advice!  Very informative!</description>
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      <link>http://moneygirl.quickanddirtytips.com/get-your-credit-score.aspx?commentid=12340#Comments</link>
      <pubDate>Sat, 12 Apr 2008 02:30:50 GMT</pubDate>
      <title>Adelina Herrarte</title>
    </item>
    <item>
      <author>Alessandro</author>
      <category>money</category>
      <description>Great work, keep it up.....</description>
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      <link>http://moneygirl.quickanddirtytips.com/get-your-credit-score.aspx?commentid=1103#Comments</link>
      <pubDate>Thu, 28 Jun 2007 18:42:25 GMT</pubDate>
      <title>Alessandro</title>
    </item>
    <item>
      <author>credit card specialist</author>
      <category>money</category>
      <description>Good informative tips for everyone! Thanks. Improving credit score is really necessary, even if you have good credit. The highest credit score is 850 (excellent). We can always aspire to achieve it to pay minimum interest rates and get more benefits.</description>
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      <link>http://moneygirl.quickanddirtytips.com/get-your-credit-score.aspx?commentid=1102#Comments</link>
      <pubDate>Wed, 02 May 2007 14:15:18 GMT</pubDate>
      <title>credit card specialist</title>
    </item>
    <item>
      <author>Money Girl</author>
      <category>money</category>
      <description>Debt consolidation is an important topic and big one. I've got it on my list for a future episode, so stay tuned.To Your Success!-Money Girl</description>
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      <link>http://moneygirl.quickanddirtytips.com/get-your-credit-score.aspx?commentid=1100#Comments</link>
      <pubDate>Sat, 17 Feb 2007 00:35:55 GMT</pubDate>
      <title>Money Girl</title>
    </item>
    <item>
      <author>Money Girl</author>
      <category>money</category>
      <description>Thanks for pointing out the correction. :-) To Your Sucess!-Money Girl</description>
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      <link>http://moneygirl.quickanddirtytips.com/get-your-credit-score.aspx?commentid=1099#Comments</link>
      <pubDate>Sat, 17 Feb 2007 00:33:41 GMT</pubDate>
      <title>Money Girl</title>
    </item>
    <item>
      <author>Edward</author>
      <category>money</category>
      <description>Sites like lowermybills.com push debt consolidation.  How does this affect credit scores?  Thanks for your help.</description>
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      <link>http://moneygirl.quickanddirtytips.com/get-your-credit-score.aspx?commentid=1098#Comments</link>
      <pubDate>Wed, 31 Jan 2007 05:58:31 GMT</pubDate>
      <title>Edward</title>
    </item>
    <item>
      <author>JJeffers</author>
      <category>money</category>
      <description>Perhaps more time with Grammar Girl would help, as "keep your number of credit cards to four or less" should be four or fewer.  Another person led astray by supermarket express lane grammar errors....</description>
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      <link>http://moneygirl.quickanddirtytips.com/get-your-credit-score.aspx?commentid=1097#Comments</link>
      <pubDate>Fri, 26 Jan 2007 23:49:19 GMT</pubDate>
      <title>JJeffers</title>
    </item>
    <item>
      <author>Frank</author>
      <category>money</category>
      <description>I learned a useful trick somewhere.  Since you can geta free credit report from each credit reporting agency every 12 months, request a report from a differentagency every four months.  This way, you'll have afresh report more frequently and can catch problemsquicker. I use a computer calendar to remind me when it'stime to get the next report.Regardsfrank</description>
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      <pubDate>Fri, 26 Jan 2007 04:59:42 GMT</pubDate>
      <title>Frank</title>
    </item>
    <item>
      <author>Money Girl</author>
      <category>money</category>
      <description>You're welcome. My pleasure.-Money Girl</description>
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      <link>http://moneygirl.quickanddirtytips.com/get-your-credit-score.aspx?commentid=1094#Comments</link>
      <pubDate>Sat, 20 Jan 2007 10:43:52 GMT</pubDate>
      <title>Money Girl</title>
    </item>
    <lastBuildDate>Sat, 21 Jun 2008 14:56:42 GMT</lastBuildDate>
    <link>http://moneygirl.quickanddirtytips.com/get-your-credit-score.aspx</link>
    <managingEditor>feedback@quickanddirtytips.com (Managing Editor)</managingEditor>
    <title>Improve Your Credit Score</title>
    <webMaster>feedback@quickanddirtytips.com (Webmaster)</webMaster>
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